401k Max 2024 Married Filing Joint. If you’re married and the spouse who is making an ira contribution has access to a savings plan at work, then you also will not get a tax break for those. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
If your filing status is married filing jointly or separately if neither you nor your spouse is covered by a retirement plan at work, there’s no income limit. For 2024, married couples filing jointly can take the full deduction if they make less than $123,000.
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